Privacy Policy

We understand the importance of your privacy (information that identifies who you are) and we endeavour to protect any information either collected or submitted. This Privacy Policy explains how identifying information is collected and what we do with that information. 

1. COLLECTION AND USE OF PERSONAL INFORMATION

Our web site collects provided online information from you when you complete one of our electronic forms or by sending us an email. We do not and will not sell or share this information with independent third parties. This information is NOT automatically added to an internal mailing list either. If however you register to receive an email newsletter from us, you will be added to our mailing list database. 

Our web site may collect web data (eg. your web browser, operating system, pages visited, time, date, duration of your visit, last site you visited before coming to our website, etc.) We emphasize that this information cannot personally identify you. 

2. IP ADDRESSES AND REFERRERS 

We may use your IP address to help diagnose problems with our server, to tailor site content and to format the site and software to user needs, and to generate aggregate statistical reports. We may use aggregate visitor data to prepare publicly displayed reports regarding the traffic on individual web pages, site popularity rankings, and referrers that visitors use to access individual web pages. 

3. COOKIES

If you visit our web site, we may use session cookies while your browser is open, or while you are logged into our site. To facilitate our registration and login functions, we may use cookies to recognize you when you return to our website. Always remember to log out of your site or account so that the computer's other users cannot access your account. 

4. OUR COMMITMENT TO SECURITY

We continually implement and apply procedures to safeguard data security. When required these procedures are reviewed and updated. All personal information is password protected and only accessed by a select few individuals authorized for approved business practices. 

5. LINKS TO INDEPENDENT WEBSITES 

Our web site may contain links to independently run web sites outside of the schemabank.com domain. We are not responsible for the privacy practices or content of such web sites.

6. CHANGES TO THIS POLICY

We may update this policy when the need arises. We will notify you about major changes by sending messages to your email address specified under your account.